About Us

Liberty Bank teller counter

A Bank Built By New Jersey for New Jersey.

Our Founders’ Vision: Redefining Banking in New Jersey

Team outside the Verona NJ branch

“60% of local New Jersey banks have either merged or been acquired. Our communities deserve more.”

Richard Spengler
President & CEO of Liberty Bank of New Jersey

Our Leadership

Richard Spengler headshot

Richard S. Spengler

Founder, Director, President, CEO and Chief Lending Officer

Richard is the Founder and CEO of Liberty Bank, leading its strategic vision, lending operations, and long-term growth. He is a veteran banking executive, previously held senior leadership roles at Investors Bank and First Savings Bank, where he guided key committees and major lending initiatives. Rich brings decades of experience shaping high-performing teams and delivering a more personal, relationship-driven banking experience.  He is a graduate of Rutgers University.

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Ryan Peene headshot

Ryan J. Peene

Founder and Chief Operating Officer

Ryan is the Founder and COO of Liberty Bank, driving the bank’s strategy, market expansion, and brand direction. A seasoned New Jersey banking executive, he previously served as Senior Vice President & Chief Depository Officer at Unity Bank and held senior leadership roles at Spencer Savings Bank and SB One Bank. Ryan is also active in public service through the Children’s Hospitals of Hackensack Meridian Health Advisory Committee.  He holds a B.A. from Rutgers University and a Masters from the University of Notre Dame.

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Joseph K. Murphy

Executive Vice President/Chief Financial Officer

Mark J. Noto

Executive Vice President/Chief Credit Officer

Board of Directors

Keith T. Banks
Chair

Thomas Scrivo
Vice Chair

Kevin J. Boswell

Hon. Mary Pat Christie

Charles H. Kauffman

Brian R. Lenker

Judge Jose L. Linares

Laura E. Matos

Bethany O’Toole

Kimberly Sgro

Richard Spengler
President & CEO

Kenneth B. Tilton

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